Terms of Use

Ownership


This website is owned and managed by Ranfurlie Developments. In these terms and conditions, the expressions ‘we’, ‘us’ and ‘our’ are a reference to Ranfurlie Developments Pty Ltd ABN 73 603 201 332 and includes our related entities.


Access


These terms and conditions apply to the use of this website, including the use of the information services offered on this website. In using this website, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, you must refrain from using the website.


Website


All information provided by us on this website is general information and is not in the nature of advice.
We derive the information on our website from sources which we believe to be accurate and up to date as at the date of publication. We nevertheless reserve the right to update this information at any time. In addition, we do not make any representations or warranties that the information we provide on the website is reliable, accurate or complete or that your access to that information will be uninterrupted, timely or secure.
We are not liable for any loss resulting from any action taken or reliance made by you on any information or material posted by us on the website. You should make your own enquiries and seek independent advice from relevant professionals before acting or relying on any information or material contained on our website.
You agree to use our website for lawful purposes only.


Disclaimer of Liability


We do not accept any responsibility for any loss or damage, however caused which you may directly or indirectly suffer in connection with your use of this website or any linked website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through this website.
To the extent permitted by law, any condition or warranty which would otherwise be implied into these terms and conditions is hereby excluded. Where legislation implies any condition or warranty, and that legislation prohibits us from excluding or modifying the application of, or our liability under, any such condition or warranty, that condition or warranty will be deemed included but our liability will be limited for a breach of that condition or warranty to one or more of the following:
(a) if the breach relates to goods: the replacement of the goods or the supply of equivalent goods, or the repair of such goods, or the payment of the cost of replacing the goods or of acquiring equivalent goods, or the payment of the cost of having the goods repaired; and
(b) if the breach relates to services: the supplying of the services again, or the payment of the cost of having the services supplied again.
Any exclusion or limitation of liability set out in these terms and conditions or on the website does not attempt or purport to exclude liability arising under statute if, and to the extent, that such liability cannot be lawfully excluded.


Specific Warnings


You must ensure that your access to this website is not illegal or prohibited by laws which apply to you.
You must take your own precautions to ensure that the process which you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this website or any linked website.
We do not warrant the accuracy, adequacy or completeness of any information contained on this website, nor do we undertake to keep this website updated. We do not accept responsibility for loss suffered as a result of reliance by you upon the accuracy or currency of information contained on this website.
Where the information made available on this website contains opinions or judgements of third parties: you acknowledge that any opinions or advice by third parties on this website remain the responsibility of those third parties and we do not guarantee the accuracy, completeness or usefulness of that content or its fitness for any particular purpose; we do not purport to endorse the contents of that opinion or advice nor the accuracy or reliability of that opinion or advice; and we do not accept liability for loss or damage caused by your reliance upon any information obtained through this service and it remains your responsibility to evaluate the accuracy, completeness and usefulness of any such information.
Responsibility for the content of any advertisements appearing on this website (including hyperlinks to advertisers’ own websites) rests solely with the advertisers. The placement of such advertisements does not constitute a recommendation or endorsement by us of the advertisers’ products and each advertiser is solely responsible for any representations made in connection with its advertisement.


Intellectual Property Rights


You accept that the intellectual property rights subsisting in all materials on this website are owned or licensed by us and that you gain no interest in relation to them. Such rights include rights relating to this website’s look and feel, idea and concept, and confidential information, whether or not they are reduced to material or tangible form. You must not do anything, or omit to do anything, which may infringe our intellectual property rights except where expressly authorised by these terms and conditions.


Copyright


Copyright in this website (including text, architectural plans and drawings, graphics, logos, icons, sound recordings and software) is owned or licensed by us. Information procured from a third party may be the subject of copyright owned by that third party.
Other than for the purposes of, and subject to the conditions prescribed under the Copyright Act 1968 and except as expressly authorised by these terms and conditions, you may not in any form or by any means:
adapt, reproduce, communicate, store, distribute, print, display, perform, publish or create derivative works from any part of this website, or commercialise any information, products or services obtained from any part of this website, without our written permission or, in the case of third party material, from the owner of the copyright in that material.


Trademarks


Except where otherwise specified, any word or device to which is attached the TM or ® symbol is a trademark.
If you use any of our trademarks in reference to our activities, products or services, you must include a statement attributing that trademark to us. You must not use any of our trademarks:
in or as the whole or part of your own trademarks, or in connection with activities, products or services which are not ours, or in a manner which may be confusing, misleading or deceptive, or in a manner that disparages us or our products or services (including this website).


Restricted Use


Unless we agree otherwise in writing, you are provided with access to this website only for your personal use.
You are authorised to print a copy of any information contained on this website for your personal use, unless such printing is expressly prohibited.
You may not without our written permission on-sell information obtained from this website.


Linked Websites


This website may contain links to other websites. Those links are provided for convenience only and may not remain current or be maintained.
We are not responsible for the content or privacy practices associated with linked websites.
Our links with linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites, unless and to the extent stipulated to the contrary.
You must not link to any part of this website other than the www.manorlakesccentral.com home page without our written consent.


Google Adwords Remarketing Policy


Ranfurlie Developments remarket codes with Google Analytics to advertise online. Third-party vendors, including Google, shows Ranfurlie Development assets ads on sites across the Internet. Ranfurlie Development assets and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to the Ranfurlie Development owned websites.


Privacy Policy


These terms and conditions must be read in conjunction with our privacy policy. We undertake to comply with the terms of our privacy policy which can be accessed on this website by clicking on the following link privacy policy.
When you visit this website, our Internet service provider makes a record of your visit, and collects certain information for statistical purposes, such as your server address and domain name.
This website makes use of cookies to make your access to this website more convenient.
The personal information which we collect in the course of your visit to our website is set out in full in our privacy policy which can be accessed on this website by clicking on the following link privacy policy


Security of Information


Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.


Termination of Access


Access to this website may be terminated at any time by us without notice. Our disclaimer will nevertheless survive any such termination.


Governing Law


These terms and conditions are governed by the laws in force in the State of Victoria, Australia. Where permitted by law, you agree to submit to the exclusive jurisdiction of the courts of Victoria, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these terms and conditions of use or the use of this website.


General


We may update or amend these Terms & Conditions and our Privacy Policy from time to time. The then current version of the Terms & Conditions and Privacy Policy will apply each time you use our website.
We accept no liability for any failure to comply with these terms and conditions where such failure is due to circumstances beyond our reasonable control.
If we waive any rights available to us under these terms and conditions on one occasion, this does not mean that those rights will automatically be waived on any other occasion.
If any of these terms and conditions are held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions shall nevertheless continue in full force.


Contact Details


If you would like further information, please contact us 
Dennis Family Corporation Head Office
211 Waverley Road
East Malvern Vic 3145
Australia
Tel: + 61 3 9573 1100

 
Privacy Policy

Privacy Policy
Your rights in relation to privacy
We understand the importance of protecting the privacy of an individual's personal information. This policy statement sets out how Dennis Family Corporation Pty Ltd ABN 15 089 081 667 and its related entities (we/our/us) aim to protect the privacy of your personal information, your rights in relation to your personal information managed by us and the way we collect, hold, use and disclose your personal information.
In handling your personal information, we are committed to preserving your privacy in accordance with the Privacy Act 1988 (Cth) (Privacy Act) and its 13 Australian Privacy Principles. This policy statement may be updated from time to time.
This policy statement addresses the following:



  1. What kinds of personal information do we collect?

  2. How do we collect your personal information?

  3. Why do we need your personal information?

  4. To whom do we disclose your personal information?

  5. Overseas disclosures

  6. Direct marketing

  7. Security of your personal information

  8. Can you access and correct the personal information that we hold about you?

  9. Right to refuse access or correction

  10. Web site cookies

  11. Privacy complaints

  12. How to contact us


1.  What kinds of personal information do we collect?
Personal information is information or an opinion about an identified, or reasonably identifiable, individual. During the provision of our products and services, we may collect your personal information.
Generally, the kinds of personal information we collect include:



  • your contact and identification information such as your name, previous names and change of name documentation, address, previous addresses, telephone number, email address and date of birth;

  • banking, financial, loan and trading information including information about your assets, tax assessments, rental contracts, occupation, employers and previous employers, income, account balances and activities, and transactions with us or third parties;

  • property and title information including information about land values;

  • credit information, being credit related personal information lawfully created and accessible within the Australian credit reporting system including:


    • identification information including viewing, or obtaining copies of, your driver’s licence, Medicare card, passport, birth certificate or extract, citizenship certificate or evidence of permanent residence, marriage certificate or other evidence of your relationship status and ATM cards;

    • consumer credit liability information including:


      • information about existing and previous credit providers and credit accounts;

      • the types of consumer credit provided;

      • the day on which the accounts were entered into, terminated or otherwise ceased to be in force;

      • the terms and conditions of the consumer credit relating to the repayment of the credit or otherwise prescribed by law; and

      • the maximum amount of credit available under the consumer credit;


    • repayment history information, being information about whether you have met your monthly payment obligations with respect to consumer credit;

    • information about defaults;

    • any other information lawfully obtainable within the Australian credit reporting system; and


  • credit eligibility information which is information about you, including the Information set out above, that we obtain from a credit reporting body together with information we derive from such information based on our own analysis. This may include an internally generated assessment, which reflects your suitability for a loan arrangement.


In some circumstances, we may also hold other personal information provided by you or a credit reporting body.
2.  How do we collect your personal information?
Generally, we collect your personal information directly from you, in the course of interaction with you, including but not limited to when you:



  • make enquiries about our products or services;

  • ask to be placed on our mailing lists;

  • complete a form;

  • use any of our various websites;

  • meet with any of our staff;

  • become a client or debtor; or

  • apply for a job with us.


There may be occasions when we collect your personal information from other sources such as an information services provider or a publicly maintained record including but not limited to:



  • the Land Titles Office and other property registers;

  • relevant State and Territory Valuers General;

  • real estate agents;

  • ASIC;

  • the Insolvency and Trustee Services of Australia;

  • credit reporting bodies including Veda Advantage Information Services and Solutions Limited (Veda Advantage), Level 15, 100 Arthur Street, North Sydney NSW 2060; and

  • third party providers which collate information which may otherwise be available through a generally available publication. In particular, we collect information from a third party provider, which collates information from real estate agents, property registers and relevant Valuers General, for the purpose of identifying comparable land values.


We may also collect personal information about you when conducting market research.
Generally, we only collect your personal information from sources other than you if it is unreasonable or impracticable to collect your personal information from you.
3.  Why do we need your personal information?
We collect, hold, use and disclose your personal information where it is reasonably necessary for the purposes of:



  • providing our products and services to you including:


    • building and construction of residential homes;

    • completing land and property sales;

    • assessing your suitability for a loan arrangement;

    • facilitating financial advice and suitable loan arrangements;

    • ascertaining comparable land values;


  • complying with our legal obligations:


    • as a corporate credit representative of an Australian Credit Licence holder;

    • under the Anti-Money Laundering and Counter Terrorism Finance Act 2006; and

    • under the National Consumer Credit Protection Act 2009 including the responsible lending guidelines; and


  • carrying out our business functions including:


    • recruitment processes for possible employment;

    • distributing promotional materials;

    • market research;

    • accounting, billing and other internal administrative purposes;

    • identifying and informing you of products and services that may be of interest to you; and

    • any other legal requirements.



Where personal information is used or disclosed, we take reasonable steps to ensure it is relevant to the purpose for which it is to be used or disclosed.
You are under no obligation to provide your personal information to us. However, without certain information from you, we may not be able to provide our products and services to you.
4.  To whom do we disclose your personal information?
We disclose your personal information for the purpose for which we collect it. That is, generally, we will only disclose your personal information for a purpose related to the provision, construction or financing of land and homes.
This may include disclosing your personal information to third parties engaged by us to perform administrative or other services, lenders or other credit providers, mortgage insurers, our contractors, related bodies corporate, stationery printing houses, mailing houses, professional advisors or people or entities considering acquiring an interest in our business or assets.
We also disclose to the credit reporting body, Veda Advantage (the contact details of which are set out in paragraph 2), information about you having applied for credit. This enables us to collect from Veda Advantage credit related personal information about you for the purposes of:



  • assessing your suitability for a loan; and

  • facilitating financial advice and suitable loan arrangements.


This disclosure is always on a confidential basis or otherwise in accordance with law. We may also disclose your personal information with your consent or if disclosure is required or authorised by law.
5.  Overseas disclosures
We do not disclose personal information to overseas recipients. However, in the event we need to do so:



  • we will only do so in order to provide our services and products and manage our business functions; and

  • before disclosing any personal information to an overseas recipient, we will reasonable steps  to ensure the overseas recipient complies with the Australian Privacy Principles or is bound by a substantially similar privacy scheme, unless you consent to the overseas disclosure or it is otherwise required or permitted by law.


6.  Direct marketing
We may use and disclose your personal information in order to inform you of our products and services that may be of interest to you.  In the event you do not wish to receive such communications, you can opt-out by contacting us via the contact details set out in paragraph 12 or through any opt-out mechanism contained in a marketing communication to you.
7.  Security of your personal information
We take reasonable steps to ensure that the personal information we hold is protected from misuse, interference and loss and from unauthorised access, modification or disclosure. We hold personal information in both hard copy and electronic forms in secure databases on secure premises, accessible only by authorised staff.
We will destroy or de-identify personal information in circumstances where it is no longer required, unless we are otherwise required or authorised by law to retain the personal information.
You should be aware that the Internet is not a secure environment. If you use the Internet to send us information, including your email address, it is sent at your own risk.
8.  Can you access and correct the personal information that we hold about you?
We take reasonable steps to ensure personal information we collect, hold, use and disclose is accurate, up-to-date and complete.
Under the Privacy Act, you have a right to access and seek correction of your personal information that is collected and held by us. If at any time you would like to access or seek correction of the personal information that we hold about you, or you would like more information on our approach to privacy, please contact our Privacy Compliance Officer via the contact details set out in paragraph 12
We will grant access to your personal information to the extent required or authorised by the Privacy Act or other law and take reasonable steps to correct personal information where necessary and appropriate.
To obtain access to your personal information:



  • you will have to provide proof of identity. This is necessary to ensure that personal information is provided only to the correct individuals and that the privacy of others is protected;

  • we request that you be reasonably specific about the information you require; and


we may charge you a reasonable administration fee, which reflects the cost to us, for providing access in accordance with your request. In the event we correct personal information that we have previously disclosed to another entity, you may request us to notify that other entity of the correction. In these circumstances, we will take reasonable steps to notify the other entity of the correction unless it would be impracticable or unlawful to do so.
We will endeavour to respond to your request to access or correct your personal information within 30 days from your request.
You may also seek to access and correct personal information we have obtained about you from Veda Advantage by contacting them on the details set out in paragraph 2.
9.  Right to refuse access or correction
We reserve our right to refuse your request to access or correct your personal information if we consider your request to be frivolous or vexatious or if we are otherwise legally entitled to do so.
If we refuse your request to access or correct your personal information, we will provide you with written reasons for the refusal and details of complaint mechanisms.  We will nevertheless take  reasonable steps to provide you with access in a manner that meets both your, and our, needs.
If we refuse your request to correct your personal information that we hold and you provide us with a statement that the information is inaccurate, out-of-date, incomplete, irrelevant or misleading, we will take reasonable steps  to associate the statement in such a way that will make the statement apparent to users of the information.
10.     Web site cookies
We make limited use of ‘cookies’ technology on our website. We use cookies to improve the functionality of our website which may retain information provided to us.
Cookies cannot determine the identity of individual users. It is a feature of your Internet browser that you can disable at any time.
11.     Privacy complaints
Please direct all privacy complaints to our Privacy Compliance Officer.
At all times, privacy complaints:



  • will be treated seriously;

  • will be dealt with promptly;

  • will be dealt with in a confidential manner; and

  • will not affect your existing obligations to us or affect the commercial arrangements you have with us.


In the event you have a complaint with respect to privacy, the Privacy Compliance Officer will commence an investigation and inform you of the outcome of the investigation. If you are dissatisfied with the outcome of the investigation, you may refer the complaint to the Federal Office of the Australian Information Commissioner or, if you would like to participate in an external dispute resolution process, to Credit Ombudsman Services Ltd, Phone 1800 138 422 or PO Box A252, Sydney South NSW 1235.
12.     How to contact us
For further information or enquiries regarding your personal information, please contact our Privacy Compliance Officer at:
Email: privacy@denniscorp.com.au
Address:  The Privacy Officer, Dennis Family Corporation, 211 Waverley Road, East Malvern VIC 3145
Ph: 03 9573 1208
Privacy Policy Statement last updated March 2014
 

Manor Lakes Central
Ph (03) 8755 0924
455 Ballan Road, Manor Lakes, VIC 3024
© 2018 Ranfurlie Developments as Manor Lakes Central. ALL RIGHTS RESERVED.